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Will Your Payments Drop When Rates Do?
Interest rates have always been a hot topic, especially for those of us trying to manage our budgets in the constantly fluctuating...

John Lee - Arise Mortgage
Apr 25, 20242 min read


How Does Different Debt Affect Your Approval?
Did you know that some types of debt have a greater impact on your chances of mortgage approval than others? Although lenders appreciate...

John Lee - Arise Mortgage
Apr 17, 20242 min read


First-Time Home Buyer Incentive: What it Means For You Now That the Program is Gone!
The Canadian First-Time Home Buyer Incentive (FTHBI) was designed to help make homeownership more accessible for first-time buyers by...
info703424
Apr 12, 20241 min read


Bank of Canada Maintains Key Interest Rate - Apr 10, 2024
This morning, the Bank of Canada announced that they have maintained its key interest rate. The prime rate will remain the same at 7.20%....
info703424
Apr 10, 20242 min read


Balancing Mortgage Payments with Other Financial Goals
Finding the right balance between managing mortgage payments and pursuing other financial goals can be a challenging task. While...
info703424
Apr 3, 20242 min read


The Effect of Local Property Taxes on Home Buying
When it comes to buying a home, there are numerous factors to consider, but one that often gets overlooked is the impact of local...

John Lee - Arise Mortgage
Mar 27, 20243 min read


Mortgage Options for Self-Employed Individuals
Traditionally, mortgage pathways have been structured with a preference for applicants possessing a regular, predictable income. This...

John Lee - Arise Mortgage
Mar 21, 20242 min read


Your Quick Guide to Canada's 2024 Spring Housing Market
As spring blossoms across Canada, the housing market is heating up too. Whether you're looking to buy, sell, or just curious, here's a...

John Lee - Arise Mortgage
Mar 14, 20242 min read


Bank of Canada maintains interest rate - March 6
This morning, the Bank of Canada announced that they have maintained its key interest rate. The prime rate will remain the same at 7.20%....

John Lee - Arise Mortgage
Mar 6, 20242 min read


Your Complete Guide to Mortgage Insurance
For many new homeowners, beginning the process of obtaining a mortgage can be daunting. With the various rates and aspects to consider,...

John Lee - Arise Mortgage
Feb 29, 20242 min read


Budgeting for Homeownership: Hidden Costs You Should Know
Congratulations on being approved for your dream home and securing an ideal mortgage! As you prepare to make this momentous...

John Lee - Arise Mortgage
Feb 23, 20242 min read


Energy-Efficient Homes: How Going Green Can Affect Your Mortgage Terms
In the era of environmental awareness, choosing an energy-efficient home isn't just about reducing your carbon footprint—it can also...

John Lee - Arise Mortgage
Feb 16, 20242 min read


Are You Ready to Renew Your Mortgage? Steps to Get Prepared for a Renewal
Are you gearing up for a mortgage renewal? As the term of your current mortgage approaches its end, it's important to be well-prepared...

John Lee - Arise Mortgage
Feb 9, 20242 min read


2024 Mortgage Rate Forecast: What Homebuyers Should Expect
The market landscape in 2023 was all the buzz, prompting many to either hold off on selling their homes, and prompting others to jump...

John Lee - Arise Mortgage
Jan 26, 20242 min read


Bank of Canada Maintains Key Interest Rate - Jan 24
This morning, the Bank of Canada announced that they have maintained its key interest rate. The prime rate will remain the same at 7.20%....

John Lee - Arise Mortgage
Jan 24, 20242 min read


How to Prepare for a Mortgage Application: A New Year's Checklist
Reflecting on the rollercoaster of rates Canada witnessed in 2023, a growing number of homeowners are now looking forward to a potential...

John Lee - Arise Mortgage
Jan 18, 20243 min read


Government Programs and Incentives for New Homebuyers in 2024
Are you considering taking the exciting leap into homeownership in 2024? The good news is that various government programs and incentives...

John Lee - Arise Mortgage
Jan 11, 20242 min read


Navigating the Mortgage Landscape: Tips and Trends for Self-Employed Individuals in 2024
Let's talk about something important – buying a home when you're your own boss. In 2024, getting a mortgage as a self-employed individual...

John Lee - Arise Mortgage
Jan 4, 20242 min read


Avoiding Holiday Debt: Tips for Managing Finances While Pursuing Homeownership
The holiday season is a time of joy, celebration, and often, increased spending. From spending extra cash on traveling to visit family...

John Lee - Arise Mortgage
Dec 29, 20232 min read


Debunking Common Mortgage Myths in 2024
In the fast-paced world of real estate, misconceptions about mortgages often circulate, creating confusion for potential homebuyers....

John Lee - Arise Mortgage
Dec 23, 20232 min read
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