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Can a Larger Down Payment Result in a Lower Rate?
As many are looking to purchase a home in 2023 following the pandemic, they are often swayed by the idea that they have to put down at...

John Lee - Arise Mortgage
Apr 17, 20233 min read


Bank of Canada Holds Current Interest Rate - April 12
This morning, the Bank of Canada announced that they will hold the current interest rate. The prime rate will continue to stay at 6.70%....

John Lee - Arise Mortgage
Apr 12, 20232 min read


Rent-to-Own: Is It Right For You?
With the Bank of Canada’s recent fluctuations of interest rates, the past few years have not been kind to the real estate market. Many...

John Lee - Arise Mortgage
Mar 27, 20233 min read


How Does Different Debt Affect Your Approval?
Let’s talk about the elephant in the room: Debt. Whether it be credit card debt, tax debt, previous mortgage debt, or student loans, you...

John Lee - Arise Mortgage
Mar 20, 20233 min read


Bank of Canada Holds Current Interest Rate - March 8
This morning, the Bank of Canada announced that they will hold the current interest rate. The prime rate will continue to stay at 6.70%....

John Lee - Arise Mortgage
Mar 9, 20232 min read


How close is your trigger rate?
With each announcement The Bank of Canada releases, many Canadians are starting to pay more attention to the rate of their mortgage. If...

John Lee - Arise Mortgage
Feb 21, 20233 min read


Winter Maintenance Home Checklist
One thing Canada is known for: Its winters. Although the snow brings many exciting activities for you and your family to enjoy, it is...

John Lee - Arise Mortgage
Feb 8, 20233 min read


The Importance of Choosing The Right Mortgage Features
When many are looking for a mortgage, often they have tunnel vision. They see the word “rate” and want to search for the lowest rate...

John Lee - Arise Mortgage
Jan 17, 20233 min read


Most Common Mortgage Terms: Explained
One of the most exciting moments in life is purchasing a home. The process of purchasing a home can be a lengthy one, which is why it is...

John Lee - Arise Mortgage
Jan 17, 20232 min read


Why is Vancouver the Best City To Buy Real Estate In?
It’s no secret that Vancouver, British Columbia has some of the highest housing prices in the country. However, did you know that it...

John Lee - Arise Mortgage
Dec 14, 20222 min read


3 REASONS WHY YOU SHOULD BUY REAL ESTATE NOW
The Canadian real estate market has been turbulent in recent years, with the global pandemic and recent possible recessions playing a...

John Lee - Arise Mortgage
Dec 14, 20222 min read


How to Save Money During The Holiday Season
The holiday music and decor flooding popular retail stores are the first indications that the holiday season is among us! We all know how...

John Lee - Arise Mortgage
Nov 19, 20223 min read


Considering paying off your mortgage early? Here is what you should think about.
Whether you're a first-time homebuyer or an experienced homeowner, your mortgage will undoubtedly play a significant role in your...

John Lee - Arise Mortgage
Nov 11, 20223 min read


Key Questions to Ask When Buying a Home
You've decided to purchase a home (or at least start thinking about it) and that is a massive milestone in your life. Congratulations!...

John Lee - Arise Mortgage
Oct 12, 20223 min read


Money Saving Tips to Apply When Paying Off Your Mortgage
Purchasing a home is one of the most rewarding and expensive decisions you can make. Becoming a homeowner is a milestone that is highly...

John Lee - Arise Mortgage
Oct 12, 20223 min read


How To Reduce Payment Shock When It's Time To Renew
By now, variable rate mortgage holders should be familiar with the term "trigger points" due to the increase in interest rates so far...

John Lee - Arise Mortgage
Sep 20, 20222 min read


Alternative Income
We all know Vancouver housing prices are expensive, so maximizing your income to maximize your borrowing power is what lots of people are...

John Lee - Arise Mortgage
Sep 6, 20222 min read


What is a Bridge Loan and how do you use them?
Getting closing dates to line up when buying and selling a home can be quite tricky! For buyers, this is can be very crucial as they...

John Lee - Arise Mortgage
Aug 16, 20222 min read


Banking Regulator making changes to Home Equity Lines of Credit
Last week, Canada's financial regulator came out with new rules as to how borrowers might use Home Equity Lines of Credit (HELOCs). The...

John Lee - Arise Mortgage
Jul 7, 20222 min read


The Most Common Mortgage Renewal Questions, Answered!
When interest rates are increasing as they are today, many home owners are not looking forward to mortgage renewal time. It means that...

John Lee - Arise Mortgage
Jun 15, 20222 min read
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