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Last week, the Office of the Superintendent of Financial Institutions (OSFI) proposed a new qualifying rate for uninsured mortgages to be...

OSFI proposes a new minimum qualifying rate for uninsured mortgages. It has not been passed yet. Yesterday, the Office of the...

Wondering how to get rid of debt quickly? This blog post will go over 8 ways to help you get rid of your debt quickly! Life can go by and...

Are you a first time home-buyer? Keep reading this to avoid the most common mistakes buyers might make when purchasing a new home!...

The most common question I get asked for private lending is, “ How quickly can I receive the money?” In this blog post, we're going to go...

Have you ever wondered how to buy a home if you have no down payment? Or if it's even possible to purchase a house without a down...

rising mortgage rates in canada Mortgage rates have spent the better part of the past year in near-freefall, with numerous terms setting...

HOW TO EVALUATE AND IMPROVE YOUR FINANCIAL HEALTH Whether you’re a prospective homebuyer or an existing homeowner already paying down a...

Earlier this year, the Canada Mortgage and Housing Corporation made a now-infamous prediction that home prices would fall by up to 18%...

I think we can safely say that 2020 has been a strange year. A year of lockdowns due to a pandemic, financial support from the...

The BoC, in its recent Monetary Policy Report, suggested that rates won’t be rising until at least 2023, which is when inflation is...

The number of Canadians who asked for a deferral or a skip-a-payment was 778,000.  Roughly 32% of Canadians who opted to defer their...

With more of us using Zoom, Skype, FaceTime, and social media networks, we are also experiencing increases in cyber-attacks.

Lenders generally look at two primary factors to determine whether you qualify for a mortgage loan -- the Five Cs of Credit, and at...

Mortgage brokers brings about many benefits, including competitive rates for more choices. As trusted advisers and problem solvers during...

The Canada Mortgage and Housing Corporation (CMHC) is making tighter underwriting standards to its insured mortgages.

You may have read conflicting real estate forecasts recently regarding the housing market. The Canada Mortgage and Housing Corporation...

A set of “shared principles” for opening the economy may be phased in the upcoming months. COVID-19 has hit our economy hard and the IMF...

We interviewed 7 Realtors regarding the Real Estate Market ever since Coronavirus (COVID-19) was announced a pandemic. Here are their...

The banks passed on these discounts to consumers and businesses by reducing their Prime rates, currently sitting at 2.45% for most...