The Mortgage Pre-Approval Process Explained
Navigating the home-buying journey can be daunting, but securing a mortgage pre-approval can simplify the process and provide you with a...
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John Lee - Arise Mortgage
Jun 51 min
Bank of Canada reduces key interest rate - Jun 5, 2024
This morning, the Bank of Canada announced that they have reduced its key interest rate. The prime rate has decreased from 7.20% to...
John Lee - Arise Mortgage
May 302 min
The Effect of Student Loans on Mortgage Approval
Many young adults face the dual challenge of managing student loan debt while striving to enter the housing market. To many, entering the...
John Lee - Arise Mortgage
May 223 min
Debt-to-Income Ratio Explained: Why It Matters for Your Mortgage
If you're thinking about buying a home, you might be considering your mortgage options. With so many choices and rates out there, it can...
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May 162 min
The Role of a Mortgage Broker vs a Bank Loan Officer
When it comes to securing a mortgage for your dream home or investment property, navigating the complex world of financing can be...
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May 92 min
How To Choose The Right Mortgage Broker: What to Look For
Are you in the market for a new home or looking to refinance your current mortgage? Navigating the complex world of mortgages can be...
John Lee - Arise Mortgage
Apr 252 min
Will Your Payments Drop When Rates Do?
Interest rates have always been a hot topic, especially for those of us trying to manage our budgets in the constantly fluctuating...
John Lee - Arise Mortgage
Apr 172 min
How Does Different Debt Affect Your Approval?
Did you know that some types of debt have a greater impact on your chances of mortgage approval than others? Although lenders appreciate...
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Apr 111 min
First-Time Home Buyer Incentive: What it Means For You Now That the Program is Gone!
The Canadian First-Time Home Buyer Incentive (FTHBI) was designed to help make homeownership more accessible for first-time buyers by...
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Apr 102 min
Bank of Canada Maintains Key Interest Rate - Apr 10, 2024
This morning, the Bank of Canada announced that they have maintained its key interest rate. The prime rate will remain the same at 7.20%....
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Apr 32 min
Balancing Mortgage Payments with Other Financial Goals
Finding the right balance between managing mortgage payments and pursuing other financial goals can be a challenging task. While...
John Lee - Arise Mortgage
Mar 273 min
The Effect of Local Property Taxes on Home Buying
When it comes to buying a home, there are numerous factors to consider, but one that often gets overlooked is the impact of local...
John Lee - Arise Mortgage
Mar 212 min
Mortgage Options for Self-Employed Individuals
Traditionally, mortgage pathways have been structured with a preference for applicants possessing a regular, predictable income. This...
John Lee - Arise Mortgage
Mar 142 min
Your Quick Guide to Canada's 2024 Spring Housing Market
As spring blossoms across Canada, the housing market is heating up too. Whether you're looking to buy, sell, or just curious, here's a...
John Lee - Arise Mortgage
Mar 62 min
Bank of Canada maintains interest rate - March 6
This morning, the Bank of Canada announced that they have maintained its key interest rate. The prime rate will remain the same at 7.20%....
John Lee - Arise Mortgage
Feb 292 min
Your Complete Guide to Mortgage Insurance
For many new homeowners, beginning the process of obtaining a mortgage can be daunting. With the various rates and aspects to consider,...
John Lee - Arise Mortgage
Feb 222 min
Budgeting for Homeownership: Hidden Costs You Should Know
Congratulations on being approved for your dream home and securing an ideal mortgage! As you prepare to make this momentous...
John Lee - Arise Mortgage
Feb 152 min
Energy-Efficient Homes: How Going Green Can Affect Your Mortgage Terms
In the era of environmental awareness, choosing an energy-efficient home isn't just about reducing your carbon footprint—it can also...
John Lee - Arise Mortgage
Feb 82 min
Are You Ready to Renew Your Mortgage? Steps to Get Prepared for a Renewal
Are you gearing up for a mortgage renewal? As the term of your current mortgage approaches its end, it's important to be well-prepared...
John Lee - Arise Mortgage
Jan 262 min
2024 Mortgage Rate Forecast: What Homebuyers Should Expect
The market landscape in 2023 was all the buzz, prompting many to either hold off on selling their homes, and prompting others to jump...
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