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Lower Rate with Higher Penalty OR Higher Rate with Lower Penalty?
Why Choosing the Right Mortgage Matters More Than Just the Rate When shopping for a mortgage, many borrowers focus on securing the lowest...

John Lee - Arise Mortgage
3 days ago2 min read


You Missed the Best Time to Buy—Now What?
Let’s be real—2020 was a great time to buy a home. Prices were lower, and mortgage rates were sitting at 2.84% . But if you didn’t buy...

John Lee - Arise Mortgage
Apr 242 min read


Renew or Refinance: What’s the Best Move for Your Mortgage?
As millions of Canadians approach the end of their mortgage term, many are focused on one thing: Getting the best rate possible. But...

John Lee - Arise Mortgage
Apr 173 min read


Bank of Canada Holds Rates Steady Amid Trade Uncertainty: What It Means for You
This morning, the Bank of Canada announced that it is holding its key interest rate steady. The prime rate remains at 4.95%. As a result,...

John Lee - Arise Mortgage
Apr 162 min read


Hidden Costs of Homeownership: What Your Mortgage Doesn’t Cover (and How to Prepare)
Buying a home is an exciting milestone, but many new homeowners quickly realize that the mortgage payment is just the beginning of their...

John Lee - Arise Mortgage
Apr 102 min read


The Pros and Cons of Refinancing Your Mortgage
Refinancing a mortgage is a financial decision that can have a significant impact on your financial well-being. Whether you’re looking to...

John Lee - Arise Mortgage
Apr 32 min read


How to Pay Off Your Mortgage Faster: Strategies for Canadian Homeowners
Owning a home is a significant milestone, but carrying a mortgage for decades can feel overwhelming. The good news? There are ways to pay...

John Lee - Arise Mortgage
Mar 273 min read


Buying a Home? Here’s How to Budget for the Right Price
Buying a home is one of the biggest financial decisions you'll ever make. But before you start browsing listings and dreaming about your...

John Lee - Arise Mortgage
Mar 192 min read


Hybrid Mortgages Explained: The Best of Both Fixed & Variable?
When choosing a mortgage, borrowers typically have two main options: fixed-rate  and variable-rate  mortgages. But what if you could have...

John Lee - Arise Mortgage
Mar 132 min read


Bank of Canada reduces interest rate - Mar 12
This morning, the Bank of Canada announced a decrease in its key interest rate by 0.25%. The prime rate has decreased from 5.20% to...

John Lee - Arise Mortgage
Mar 122 min read


5 Ways to Pay Off Your Mortgage Faster Without Sacrificing Cash Flow
Paying off your mortgage faster doesn’t have to mean draining your savings or stretching your monthly budget. With a few strategic moves,...

John Lee - Arise Mortgage
Mar 62 min read


Why Working With a Mortgage Broker Can Save You Money
When it comes to securing a mortgage, many homebuyers go straight to their bank without considering alternative options. While banks...

John Lee - Arise Mortgage
Feb 272 min read


Love Where You Live: Renovation Financing Options for Homeowners
Your home is more than just a place to live—it’s where memories are made, where you find comfort after a long day, and where you invest...

John Lee - Arise Mortgage
Feb 203 min read


Breaking Down New Canadian Mortgage Policies for 2025
This year, Canadian homebuyers and investors will be greeted with a fresh set of mortgage guidelines designed to make homeownership more...

John Lee - Arise Mortgage
Feb 133 min read


2025 Mortgage Trends: What Homebuyers Need to Know
As 2025 approaches, the mortgage landscape is evolving. Whether you’re a first-time homebuyer or refinancing, understanding these key...

John Lee - Arise Mortgage
Feb 62 min read


Home Buying Challenges in 2025: How to Overcome Them
The housing market in 2025 presents significant hurdles for prospective buyers, from tight inventories to higher interest rates and...

John Lee - Arise Mortgage
Jan 302 min read


Bank of Canada reduces key interest rate by 0.25%
This morning, the Bank of Canada announced a decrease in its key interest rate by 0.25%. The prime rate has decreased from 5.45% to...

John Lee - Arise Mortgage
Jan 292 min read


The Ultimate Guide to Mortgage Protection in 2025
Buying a home is one of the most significant investments most people will make in their lifetime. Ensuring that your investment is...

John Lee - Arise Mortgage
Jan 232 min read


New Year, New Home: How to Make Your Homeownership Dreams a Reality in 2025
The start of a new year is the perfect time to set fresh goals, and for many, homeownership is at the top of the list. Whether you’re a...

John Lee - Arise Mortgage
Jan 161 min read


Top 5 Financial Resolutions for First-Time Homebuyers in 2025
As the new year begins, it’s the perfect time for first-time homebuyers to set financial resolutions that bring them closer to their...

John Lee - Arise Mortgage
Jan 102 min read
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