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Fixed vs. Variable Mortgage: What’s the Right Choice?
Fixed vs. Variable Mortgage in 2025: What Canadian Homebuyers Need to Know If you're thinking of buying a home or renewing your mortgage,...
John Lee - Arise Mortgage
3 days ago2 min read


Bank of Canada Holds Key interest Rate
This morning, the Bank of Canada announced that it is holding its key interest rate steady. The prime rate remains at 4.95%. As a result,...
John Lee - Arise Mortgage
Jun 43 min read


How Your Credit Score Affects Your Mortgage Approval and Interest Rates
When you're applying for a mortgage, one of the most critical factors lenders consider is your credit score . This three-digit number can...
John Lee - Arise Mortgage
May 293 min read


Know Your Credit Score: Unlock Better Mortgage Rates Today
When you're planning to buy a home, one of the most important numbers you need to pay attention to is your credit score. This three-digit...
John Lee - Arise Mortgage
May 222 min read


Are Canadian Mortgage Rates Going to Drop in 2025? How U.S. Tariffs Could Impact You
As 2025 begins, one of the most pressing questions on the minds of Canadian homeowners, buyers, and investors is: Will mortgage rates...
John Lee - Arise Mortgage
May 154 min read


Should I Renew or Refinance My Mortgage? – What Canadian Homeowners Need to Know
As a Canadian homeowner, managing your mortgage isn’t a one-time decision—it’s an ongoing process. One of the most common questions that...
John Lee - Arise Mortgage
May 82 min read


Lower Rate with Higher Penalty OR Higher Rate with Lower Penalty?
Why Choosing the Right Mortgage Matters More Than Just the Rate When shopping for a mortgage, many borrowers focus on securing the lowest...
John Lee - Arise Mortgage
May 12 min read


You Missed the Best Time to Buy—Now What?
Let’s be real—2020 was a great time to buy a home. Prices were lower, and mortgage rates were sitting at 2.84% . But if you didn’t buy...
John Lee - Arise Mortgage
Apr 242 min read


Renew or Refinance: What’s the Best Move for Your Mortgage?
As millions of Canadians approach the end of their mortgage term, many are focused on one thing: Getting the best rate possible. But...
John Lee - Arise Mortgage
Apr 173 min read


Bank of Canada Holds Rates Steady Amid Trade Uncertainty: What It Means for You
This morning, the Bank of Canada announced that it is holding its key interest rate steady. The prime rate remains at 4.95%. As a result,...
John Lee - Arise Mortgage
Apr 162 min read


Hidden Costs of Homeownership: What Your Mortgage Doesn’t Cover (and How to Prepare)
Buying a home is an exciting milestone, but many new homeowners quickly realize that the mortgage payment is just the beginning of their...
John Lee - Arise Mortgage
Apr 102 min read


The Pros and Cons of Refinancing Your Mortgage
Refinancing a mortgage is a financial decision that can have a significant impact on your financial well-being. Whether you’re looking to...
John Lee - Arise Mortgage
Apr 32 min read


How to Pay Off Your Mortgage Faster: Strategies for Canadian Homeowners
Owning a home is a significant milestone, but carrying a mortgage for decades can feel overwhelming. The good news? There are ways to pay...
John Lee - Arise Mortgage
Mar 273 min read


Buying a Home? Here’s How to Budget for the Right Price
Buying a home is one of the biggest financial decisions you'll ever make. But before you start browsing listings and dreaming about your...
John Lee - Arise Mortgage
Mar 192 min read


Hybrid Mortgages Explained: The Best of Both Fixed & Variable?
When choosing a mortgage, borrowers typically have two main options: fixed-rate  and variable-rate  mortgages. But what if you could have...
John Lee - Arise Mortgage
Mar 132 min read


Bank of Canada reduces interest rate - Mar 12
This morning, the Bank of Canada announced a decrease in its key interest rate by 0.25%. The prime rate has decreased from 5.20% to...
John Lee - Arise Mortgage
Mar 122 min read


5 Ways to Pay Off Your Mortgage Faster Without Sacrificing Cash Flow
Paying off your mortgage faster doesn’t have to mean draining your savings or stretching your monthly budget. With a few strategic moves,...
John Lee - Arise Mortgage
Mar 62 min read


Why Working With a Mortgage Broker Can Save You Money
When it comes to securing a mortgage, many homebuyers go straight to their bank without considering alternative options. While banks...
John Lee - Arise Mortgage
Feb 272 min read


Love Where You Live: Renovation Financing Options for Homeowners
Your home is more than just a place to live—it’s where memories are made, where you find comfort after a long day, and where you invest...
John Lee - Arise Mortgage
Feb 203 min read


Breaking Down New Canadian Mortgage Policies for 2025
This year, Canadian homebuyers and investors will be greeted with a fresh set of mortgage guidelines designed to make homeownership more...
John Lee - Arise Mortgage
Feb 133 min read
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