Wait what? DON'T pay your mortgage down faster?! Yup you heard that right. Keep reading to find out why! Conventional wisdom tells us to...

Starting June 1, 2021, the minimum qualifying rate used for both the insured and uninsured mortgage stress tests will be increasing. ...

Have you talked to your bank or your mortgage broker to get pre-approved yet? If you’ve started your home buying process, I’m pretty sure...

We all know your credit score is important but how is it actually calculated? You see, this is important because just like an exam, you...

If you’re in the market for a mortgage over the next several months, you’ll want to read on. Several new mortgage changes are coming...

Wondering how to pay off your mortgage faster? Here are two ways to pay your mortgage off faster! 1. Increase mortgage payments Depending...

Rates are currently at record lows! Although it’s easier to stick with your existing lender, you may be able to save thousands of dollars...

This morning, Bank of Canada gave another update in response to a stronger-than-expected rebound from the pandemic. The outlook of the...

The government has two popular tax free programs that can help you save up for your down payment. Simply ask your local bank or...

Last week, the Office of the Superintendent of Financial Institutions (OSFI) proposed a new qualifying rate for uninsured mortgages to be...

OSFI proposes a new minimum qualifying rate for uninsured mortgages. It has not been passed yet. Yesterday, the Office of the...

Wondering how to get rid of debt quickly? This blog post will go over 8 ways to help you get rid of your debt quickly! Life can go by and...

Are you a first time home-buyer? Keep reading this to avoid the most common mistakes buyers might make when purchasing a new home!...

The most common question I get asked for private lending is, “ How quickly can I receive the money?” In this blog post, we're going to go...

Have you ever wondered how to buy a home if you have no down payment? Or if it's even possible to purchase a house without a down...

rising mortgage rates in canada Mortgage rates have spent the better part of the past year in near-freefall, with numerous terms setting...

HOW TO EVALUATE AND IMPROVE YOUR FINANCIAL HEALTH Whether you’re a prospective homebuyer or an existing homeowner already paying down a...

Earlier this year, the Canada Mortgage and Housing Corporation made a now-infamous prediction that home prices would fall by up to 18%...

I think we can safely say that 2020 has been a strange year. A year of lockdowns due to a pandemic, financial support from the...

The BoC, in its recent Monetary Policy Report, suggested that rates won’t be rising until at least 2023, which is when inflation is...