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John Lee - Arise Mortgage
May 30, 20242 min read
The Effect of Student Loans on Mortgage Approval
Many young adults face the dual challenge of managing student loan debt while striving to enter the housing market. To many, entering the...

John Lee - Arise Mortgage
May 22, 20243 min read
Debt-to-Income Ratio Explained: Why It Matters for Your Mortgage
If you're thinking about buying a home, you might be considering your mortgage options. With so many choices and rates out there, it can...

info703424
May 16, 20242 min read
The Role of a Mortgage Broker vs a Bank Loan Officer
When it comes to securing a mortgage for your dream home or investment property, navigating the complex world of financing can be...


info703424
May 9, 20242 min read
How To Choose The Right Mortgage Broker: What to Look For
Are you in the market for a new home or looking to refinance your current mortgage? Navigating the complex world of mortgages can be...

John Lee - Arise Mortgage
Apr 25, 20242 min read
Will Your Payments Drop When Rates Do?
Interest rates have always been a hot topic, especially for those of us trying to manage our budgets in the constantly fluctuating...

John Lee - Arise Mortgage
Apr 17, 20242 min read
How Does Different Debt Affect Your Approval?
Did you know that some types of debt have a greater impact on your chances of mortgage approval than others? Although lenders appreciate...


info703424
Apr 11, 20241 min read
First-Time Home Buyer Incentive: What it Means For You Now That the Program is Gone!
The Canadian First-Time Home Buyer Incentive (FTHBI) was designed to help make homeownership more accessible for first-time buyers by...

info703424
Apr 10, 20242 min read
Bank of Canada Maintains Key Interest Rate - Apr 10, 2024
This morning, the Bank of Canada announced that they have maintained its key interest rate. The prime rate will remain the same at 7.20%....


info703424
Apr 3, 20242 min read
Balancing Mortgage Payments with Other Financial Goals
Finding the right balance between managing mortgage payments and pursuing other financial goals can be a challenging task. While...

John Lee - Arise Mortgage
Mar 27, 20243 min read
The Effect of Local Property Taxes on Home Buying
When it comes to buying a home, there are numerous factors to consider, but one that often gets overlooked is the impact of local...

John Lee - Arise Mortgage
Mar 21, 20242 min read
Mortgage Options for Self-Employed Individuals
Traditionally, mortgage pathways have been structured with a preference for applicants possessing a regular, predictable income. This...


John Lee - Arise Mortgage
Mar 14, 20242 min read
Your Quick Guide to Canada's 2024 Spring Housing Market
As spring blossoms across Canada, the housing market is heating up too. Whether you're looking to buy, sell, or just curious, here's a...

John Lee - Arise Mortgage
Mar 6, 20242 min read
Bank of Canada maintains interest rate - March 6
This morning, the Bank of Canada announced that they have maintained its key interest rate. The prime rate will remain the same at 7.20%....

John Lee - Arise Mortgage
Feb 29, 20242 min read
Your Complete Guide to Mortgage Insurance
For many new homeowners, beginning the process of obtaining a mortgage can be daunting. With the various rates and aspects to consider,...

John Lee - Arise Mortgage
Feb 22, 20242 min read
Budgeting for Homeownership: Hidden Costs You Should Know
Congratulations on being approved for your dream home and securing an ideal mortgage! As you prepare to make this momentous...

John Lee - Arise Mortgage
Feb 15, 20242 min read
Energy-Efficient Homes: How Going Green Can Affect Your Mortgage Terms
In the era of environmental awareness, choosing an energy-efficient home isn't just about reducing your carbon footprint—it can also...


John Lee - Arise Mortgage
Feb 8, 20242 min read
Are You Ready to Renew Your Mortgage? Steps to Get Prepared for a Renewal
Are you gearing up for a mortgage renewal? As the term of your current mortgage approaches its end, it's important to be well-prepared...

John Lee - Arise Mortgage
Jan 26, 20242 min read
2024 Mortgage Rate Forecast: What Homebuyers Should Expect
The market landscape in 2023 was all the buzz, prompting many to either hold off on selling their homes, and prompting others to jump...


John Lee - Arise Mortgage
Jan 24, 20242 min read
Bank of Canada Maintains Key Interest Rate - Jan 24
This morning, the Bank of Canada announced that they have maintained its key interest rate. The prime rate will remain the same at 7.20%....

John Lee - Arise Mortgage
Jan 18, 20243 min read
How to Prepare for a Mortgage Application: A New Year's Checklist
Reflecting on the rollercoaster of rates Canada witnessed in 2023, a growing number of homeowners are now looking forward to a potential...
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